Money Market Account

With a money market account, your balance can reach new heights. Access tiered interest rates and make the most of your money.

Key Features

  • Tiered Interest
  • Direct Check Writing
  • Digital Banking
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  • Competitive, tiered rates — higher balances earn higher rates1
  • Interest rates are tiered as follows:
    • $2,500 - $24,999
    • $25,000 - $49,999
    • $50,000 - $99,999
    • $100,000+
  • Interest will be paid on the entire balance based on the interest rate that corresponds to the applicable tier
  • $2,500 minimum daily balance required to earn interest
  • Enjoy flexibility with enhanced access to funds, including direct check writing2:
    • Unlimited in-person withdrawals
    • Transfers to another account or to third parties by preauthorized, automatic, telephone, or computer transfer limited to 6 per statement cycle
  • Avoid $15 monthly service fee by maintaining a $2,500 minimum balance, or a $7,500 average daily balance
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • Surcharge-free ATM usage at all FNBC ATMs
  • $25 minimum deposit to open
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1Interest rates subject to change at any time.

2A $2 maintenance fee will be charged for each check and/or debit paid in excess of six per statement cycle.